
Use our Online Payment Gateway solution to Integrate e-commerce into your website.
Online Payment Solutions
"Pricing Example:
Based on a Website takes approximately £1,500 pcm in 30 transactions. With a 50/50 split on debit cards
and credit cards"
- Paypoint (Secpay) approximate costing: (£30.00 + £44.25 txn charges @ 2.95%*)
Monthly Cost:£74.25 - SagePay with Merchant Account:
(£30.00 (inc VT @ £10 PCM) + £43.50 txn charges +
£17 PCI compliance charge )
Monthly Cost: £70.50 - Paypal/Google approximate costing:
(3.4% txn rate + 20p per txn)
Monthly Cost: £57.00 - CardSave approximate costing
(£19.95 + £18.55 txn charges)
Monthly Cost: £38.50
Adding an online payment facility to your website can increase sales by 60 percent, although paypal and google checkout service are a helpful tool this still leaves a gap where you could lose sales. By integrating a payment facility into your website you can ensure that no sales are missed.
The following E-commerce payment gateway facilities are available
- Integrated Paypage
The direct/integrated method of integration allows the customers card details to be taken directly on your website. This is the most flexible integration method technically, opening up the communication with the Cardsave gateway, including subscription systems, implement recurring billing and provide functionality to refund orders amongst other applications.
> This integration method also lends itself to a high level experience for the customer as the payment section is integrated fully into the website. The look and feel of the payment page complies exactly to the website visual specification. - Transparent Paypage
To the customer, taking a payment on your website using this method behaves much like the direct/integrated solution. The transparent redirect offers an integration solution that is halfway between the direct integration and the hosted/redirected payment form. Using it allows your website to appear to be on your own payment pages, without the card details ever touching your systems. - Re-Direct Paypage
With the redirect/hosted integration method the customer is passed to the Cardsave secure server in order to take the payment. Messages are sent back to your website system regarding the status of the transaction.
The redirected/hosted page can be skinned to a degree so the your customers does not feel they are being taken to a bogus site to take the payment.
Developers often opt for this option because they feel more familiar with the integration method, no SSL is required for the server post back method and security on shared servers is less of an issue.
With the option of using no SSL this method incorporates a hash digest with the data sent over the internet to protect the authenticity of the data. - Pay by Link
In terms of a website payment page Pay-by-Link can be a simple tool to provoke a redirect/hosted payment page. The links are controlled in the Merchant Management System by the developer emailing themselves with the generated link. So no code is required to use this method, only the simple link generated needs to be added to a website. The payment amount on the payment page can be controlled, it could be fixed or not specified at all to allow the merchant to choose the payment amount.
Examples are websites that sell on product at a time or collect specific payments or accept donations.
If your website does not need a cart then this is the easy way to implement. - Virtual terminal - 24/7 internet payment device, accessible anywhere
The benefits of taking credit and debit cards are:
- Cards are now your customers preferred method of payment
- New sales opportunities by phone, mail and online
- More customers can come through your door
- Increased sales as customers are no longer cash limited
- Opportunities for impulse buying as browsers become buyers
- Simple and fast automated banking
- Improved cash flow as money is in your account promptly
- No bounced cheques and payments are more secure
- Less cash handling for staff which can reduce simple mistakes
- Allows you to accept card payments from commercial customers
Fully 3D Secure Transactions protected and verified by Visa ™ & Mastercard Securecode ™